Tree Service Insurance

Clearing the Way for Specialized Coverage

Tree Service Insurance

As an arborist, you understand the unique challenges required for you to operate a sturdy and successful business. We at Charles River Insurance understand those challenges too, and we want to help you make your business the best it can be. Tree service insurance from Charles River serves the business protection needs of arborists who care for trees on residential and commercial properties. We pride ourselves on our ability to offer the tree service industry a versatile and cost-friendly tree service insurance package, and to be a factor in your business’s exponential growth.

Know Your Tree Service Insurance Options

We’re committed to offering solutions that make sense for you, not trying to fit your business into a pre-existing policy. The Charles River Arborist program features highly trained and specialized agents who understand the nuances of the tree-service industry. We offer three main components to our tree service insurance packages:

  • Arborist Property Damage: Coverage that protects against any damage occurring to trees, shrubs, and plants from your business, including inadvertently cutting down the wrong tree.
  • Pesticide, Herbicide, or Fertilizer Application Coverage: Covers pollution incidents caused by the proper application of pesticides, herbicides, or fertilizers, on premises and during storage of these substances.
  • Special Endorsements: Coverage provided at no extra charge when pruning, spraying, repairing, trimming, or fumigating is used.

We’re excited to start a longstanding relationship as your small business insurance provider. Before giving us a call, get to know our eligibility requirements for working with the Charles River Arborist program:

  • In business for at least 5 years.
  • Annual account minimum premium of at least $10,000.
  • Loss Control pre-inspection required.
  • 5 years of recently valued loss runs.
  • Operators of heavy trucks and bucket trucks must have 5 years of experience.
  • Appropriate vehicle maintenance program.
  • Completed Arborist Supplemental Application.


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